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Funding Your Claim

Funding Your Claim

How much will it cost?

In most cases running your claim on a day to day basis will cost you nothing. Usually we pay for all of the associated costs such as barristers’ fees and court fees. Our own charges are postponed until the end. If we have signed you up on a no win no fee agreement then at the end of your case, if you have won, we will get all of our costs and expenses back from the other side.
If you have lost your claim, then we will simply write off these costs. So, If you win, the other side pays*, if you lose then you pay nothing.

Other firms charge an “Uplift” do you?

*If you win your claim, we are entitled to charge you an uplift.  By uplift what we mean is,  we can charge direct to you a percentage of our costs. This is to compensate us for taking the risk of not getting paid (should you lose) and for running a claim without financial assistance. If we charge you an uplift it will be capped at a percentage of your winnings. We will agree this percentage with you before the claim ever begins.

Other firms charge for an insurance policy do you?

No, we don’t charge for an insurance policy. We don’t believe the costs of administering a policy should be chargeable to a client. We don’t take commissions or referrals on such policies either. We do have insurers that we prefer but we don’t push these on you. The decision is yours throughout.

How much does this insurance cost?

Each of these policies are unique to your action and the premiums are based to a degree, on our risk assessment or possibly a barrister’s risk assessment of your claim’s prospects of success. It is impossible for us to give an accurate estimate. In any event this premium is usually only payable at the successful conclusion of your claim. If you lose these premiums are self-insuring so they cost you nothing.

Do I need insurance?

We will never advise you to ignore the risks of litigation. Having insurance does buy you peace of mind. Taking out insurance early often means the premiums are also lower so there is some advantage in looking at this straight away. However, it is true, some claims are so strong that some clients are prepared to accept higher premiums by taking out a policy later. This is something that needs to be addressed carefully and regularly by yourself and we are happy to advise throughout.

Are there any hidden costs at all?

No.

Call an expert today for your FREE assessment
0800 169 1325

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Intake House, Intake Road, Bradford, West Yorkshire, BD2 3JR. Telephone: 0800 169 1325 Email: enquiries@applebys-law.co.uk

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